There are many different ways for financing your commercial real estate investment. You can either go to a bank or join an investment group that will finance the rest of the project. There are good reasons for choosing either of these options. If you are planning on investing in your own commercial real estate venture, …
Even if you do not have a lot of money to invest in commercial real estate, you can get a deal if you invest with other people. Investing with partners in commercial real estate is one of the best ways you can make some money in the real estate market without incurring all of the …
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Small Business Owners Can Kill 2 Birds with 1 Stone Using Alternative Investment Strategies: “Planning for Retirement & Improved Business Cash Flow” Small-to-medium sized business owners should take heed of an important investment strategy known as the self-directed IRA, solo 401(k), SEP and SIMPLE. Not only are there tax benefits, but the benefits of …
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Mastering the rule of 72 is must simpler than mastering your local par 72 course. If you want to know the length of time it would take to double your money for a certain interest rate, then you can use a simple rule of thumb. That rule of thumb is known as the “Rule of …
If you are a sole proprietor or a small business owner with no employees other than your spouse, you are eligible to establish a solo 401(k). With the solo 401(k), you can make two types of contributions, salary deferral and profit sharing, allowing you to benefit from higher contributions compared to other types of retirement …
Source: IRS.gov A SIMPLE IRA plan (Savings Incentive Match PLan for Employees) allows employees and employers to contribute to traditional IRAs set up for employees. It is ideally suited as a start-up retirement savings plan for small employers not currently sponsoring a retirement plan. SIMPLE IRA plans can provide a significant source of income at …
Source: IRS.gov A SEP is a simplified employee pension plan. A SEP plan provides employers with a simplified method to make contributions toward their employees’ retirement and to their own retirement. Contributions are made directly to an Individual Retirement Account or Annuity (IRA) set up for each employee (a SEP-IRA). Simplified Employee Pension (SEP) plans …
A Roth IRA (individual retirement account) is similar to a traditional retirement account. Instead of investing with pre-tax dollars, a Roth uses after-tax dollars. Similar to traditional IRA accounts, a Roth IRA can be opened at a local bank or other financial institution. In order to take full advantage of nontraditional investments like private equity …
A traditional IRA (individual retirement account) is an account that is used to save pre-tax dollars for use in retirement. An individual can open an account at several financial institutions; however, to take full advantage of nontraditional investment options, a self-directed IRA must be established. A true self-directed account is different from one that is …
A self-directed IRA is a nontraditional retirement account that allows individuals to invest in alternative investment options typically not allowed within traditional retirement plans. This allows individuals the ability to select from a broader spectrum of investments providing a well-diversified retirement portfolio. Consider this, not all self-directed accounts are considered equal. Many of the mainstream …
